Retirement Plans Explained: EPF, NPS, PPF vs Mutual Funds for Indian Investors
Retirement is rarely a single moment when everything suddenly changes. For most people, it arrives quietly. One day, the monthly salary stops. Expenses do not. What fills that gap is the quality of your retirement planning decisions made years, sometimes decades, earlier. In India, retirement conversations often revolve around familiar names: EPF, PPF, NPS and mutual funds. They are frequently compared as if …